If you are considering getting home care for yourself or a loved one in Massachusetts – or indeed, if you are already receiving this service – you may not be aware of the many ways home care is available.
Here is a quick primer on all the ways you can get home care. Which is best for you?
If you want assistance making a decision, feel free to contact us. We’ll be pleased to help.
Home care through organizations
Some Massachusetts state organizations can make it easier (and less expensive) to receive home care. One of the most important is the Aging Service Access Point (ASAP). This is a nonprofit agency under contract with the Massachusetts Executive Office of Elder Affairs to provide seniors and their caregivers with access to a variety of programs and services, including home care. At the moment, there are 26 ASAPs across Massachusetts, and they are helping thousands of elderly people live in their own homes rather than go to a nursing home or assisted living facility.
Another organization you might consider is a Visiting Nurse Association (VNA). This is a group that sends registered nurses to elderly people in their homes to meet their medical needs, including medication management. You typically pay for these services through Medicare or Medicaid, of you can pay for them personally (see below).
In a Private Pay arrangement, you pay for home care for you or a loved one yourself. With most agencies, you’ll find that rates are less than you might think. Still, there are a number of funding options you can take advantage of. These include:
- Private health insurance
- Long-term-care insurance
- Medicare or Medicaid
- A reverse mortgage
- Worker’s compensation
- A Veterans Administration Aid and Attendance pension benefit
- Local community organization that help subsidize home care for the elderly
- Assistance from the Massachusetts Group Adult Foster Care (GAFC) program, which can help you if you meet an income eligibility requirement and live in GAFC-approved housing
As you can see, you can get home care in a variety of ways. If you study the options carefully, you may be able to reduce your costs significantly while improving your care. Please reach out to us if you’d like advice. We’re here to make home care as easy and inexpensive as possible for you or a loved one.